DON'T LOSE EVERYTHING. (Motor Insurance - Comments & Tips)

Member Name: sillygilly

Product:	Motor Insurance - Comments & Tips
Date:	03/08/01 (178 review reads)
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Two years ago, my son bought a Vauxhall Corsa on hire purchase terms. It had a 1.2 litre engine. For some reason the look of the Corsa or the speed, didn't do anything for him. So he spend most of his money on alloy wheels, music systems, etc etc etc.

As I've said he wasn'y content with the speed, so he had a bigger engine put in, so it would go faster. I can't understand why anybody would do this, but who knows what goes on in peoples head. If you want a fast car, you buy a car with a big engine.

With it being an almost new car, he had it was insured fully comprehensive. The premiums were very expensive because of all the modifications. He could afford to pay it, because he has a good job, and he got plenty of overtime.

Anyway the overtime stopped, and he couldn't afford to pay the insurance. So he got rid of the breakdown, but he still couldn't afford to pay it.

Next he downgraded the insurance to third party fire and theft. Thinking that in a few weeks the overtime time would pick up.

Anyway it wasn't to be, a few weeks later he was involved in an accident, he lost control of the car, and ended up smashing into a barrier. The car was a write off. Because he wasn't insured properly he wasn't entitled to one penny.

Worst still he has to continue paying for a car that he doesn't own. Now he is driving about in an old banger.

The moral of this story is that if you buy a new car, make sure that you can afford the insurance, if you can't try and buy a cheaper car.
If it goes wrong, you lose anything, don't risk it, it is not worth it.

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