Provident Insurance Con (Motor Insurance in general)

Member Name: Johnboy007

Product:	Motor Insurance in general
Date:	01/06/09 (86 review reads)
Rating:

Advantages: there isn't any, unless you own the company

Disadvantages: read the review

I own a 1995 Volvo 940 GLE Auto estate that has just passed it's MOT.
I payed £100.00 to renew brake calipers and pads.
I hold full comp insurance with Provident Insurance Co.
I recently had a woman hit my car while it was parked in a Parking Bay.
She admitted liability and so I contacted Churchill.
Damage was just to the bodywork and I estimated that I could have got a reasonable repair for about three hundred pounds.
Imagine my dismay when Provident wrote to me to say that they have written the car off and enclosed a cheque for £450.00 as final settlement, including £350.00 excess which I had to pay.
I didn't agree with this and told them that no way was my car a write off.
I tried to tax my car today but DVLA informed me that my car was classed as a write off and so taxing it was impossible.
So I had to buy another car on Ebay, tax and insure it so that I at least had a set of wheels.
I am now left with a perfectly good running car that I cannot tax and will have to pay Provident £80.00 if I keep it, as wella s a further £40.00 to have it Identity checked.
What a rip off, what the hell are we paying for?
Next time you have an accident do your research before you make a claim,
and don't take up insurance with Provident.
Provident, you can shove your insurance right up where the sun don't shine

Summary: Crap