1st time car insurance costs (Motor Insurance in general)

Member Name: simonfroude

Product:	Motor Insurance in general
Date:	25/09/01 (416 review reads)
Rating:

Advantages: None

Disadvantages: Expensive, The actual cover is no good

Im 18 and a student, so have very little money in the first place. Ive just paid for all my lessons and managed to pass my test...so what comes next, buying a car. EMERGENCY STOP! 'Wrong!!!' before you buy a car you now have to look at home much your going to get stung on the insurance.

I can understand the premiums being higher, after all, im an 18 year old male with no NCB's and apparently thats the worst thing to be, but havent things got a little out of hand?!? I was eyeing up a nice Rover Metro, only going to cost me £200 and went for quotes, the first one was £2400!!! (that was 3rd pfat) no wonder so many people are driving around with no insurance.

So its now got to the point where buying the car is the easy bit, paying for the insurance is now a much bigger deal. Im assuming all these 'No win, no fee' companies that advertise on the TV with people telling us about their horrific storys "I fell down the stairs and was hit by a car at the bottom, Claims Direct help me get £20,000" etc etc, are all contributing to the huge prices, but where will it end ?

Im now going to have to save for a bit until I can begin thinking of getting a car, and thats before ive thought about the cost of fuel and running the thing. AARRHH!!!

If anyone knows of somewhere for cheap insurance for the boy-racer generation then please let me know.

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