If you want to waste time, money, create stress in your life and incur bank charges then this is the place to go! I usually shop for everything over the Internet due to ease and lack of time. This experience was a horror, which has yet to be resolved. I originally purchased an insurance policy for £1300! This included business class and my partner. I paid the deposit over the phone and thought that that was it. A few days later the policy certificate arrived with incorrect information so I corrected it and sent it back. A few days later I received a letter saying that they had sold us the wrong policy and the correct policy would be £1500!!!!! I also received a few threatening letters about the legality of not being correctly insured and I made quite a few telephone calls only to be spoken to has if I were a con artist! They refused to refund my deposit even though they admitted to selling us the wrong policy and when they finally agreed after a month they reclaimed the refund from my account leaving me overdrawn and incurring charges on my account. We have since received a quote from Admiralty for £580 for the correct insurance.
I have recently used Screentrade to purchase my car insurance and would thoroughly recommend them. Firstly, their website is so user friendly with clear instructions all the way. The proposal form is very detailed which can obviously take time to fill in so I would get all your relevant paperwork together before you go online! if you aren't sure about a particular question, there is a help key alongside each question to guide you. When you have entered all your details, a selection of quotes appears with details of each policy so you can really see what you are getting for your money. Accepting and paying for your insurance is easy peasy and an e-mail confirmation, together with written confirmation is then despatched to you within days.
I used Screentrade to renew my car insurance and saved money! My car is fairly elderly and consequently I always go for the cheapest deal I can find. Through my usual broker I was quote around £420 but with Screentrade I found exactly the same policy for £70 less. I signed up there and then and received my cover note within days. The Screentrade site was extremely easy to use and took only about 10 minutes to input the required details - a pretty similar amount of time as it would take on the telephone. One of the great features of the site is that it is possible to try out a selection of various options (eg add or remove drivers, increase the excess) to see what impact it has on the price.
Screen Trade Motor Insurance My first ever venture into on line shopping was triggered by a recent car insurance quote that, to be honest, was more appropriate to a Bentley rather than a humble Peugeot 306. After a few minutes at Virgin Net, Screen Trade was spotted, and after a filling in a few pages of standard information, a choice of quotes came up, the cheapest of which undercut my renewal sum by 40%. Still a bit nervous, I sent the Visa number and an email came through confirming the quote, and as promised the paper work arrived a few days later. No hassles, no pain, and quite a few more hours surfing the net paid for with the savings I made.