Full Benefits (Tesco Car Insurance)

Member Name: marcellep

Product:	Tesco Car Insurance
Date:	04/08/05 (1809 review reads)
Rating:

Advantages: Online, Telephone and Staff

Disadvantages: See Review

I telephoned Tesco insurance this year for a quotation. I took the time to ask all about their policy that they were offering me. I decided to write this review about their policy.

Tesco Insurance is available online and you can call there offices, I struggled to find a free phone number for them.

This review is all about Tesco motor insurance policy only, I have not covered there staff.

There policy benefits are as follows for a fully comp policy:

Legal cover was included in the price I was give it gave me up to £50k worth of legal cover. This is useful in the event of an accident. It covers you for any losses. I.e. wages, excess etc

Courtesy Car They only give you a courtesy car if you pay for it at the time to setting up your policy. £12.60 for a max of 14days

Glass Cover There standard excess is £50.00 however this does not cover your sunroof. You would be liable for a higher excess if you use an non authorised repairer.

Personal Accident Cover: £5000 max per person as standard with their policy.

Lock Replacement: This is not available with their policy

Medical Expenses: £100 per person as standard

Stereo Cover: Up to £1000

Personal Effects: £100 this covers your personal belongings in the event of theft from your car. I.e. mobile, jacket etc

Charges that may apply:

Cancellation of policy: Pro-Rata and up to £55.00

Making Changes: No Charge

APR For Instalments: 18.9%

Overall I would say that Tesco lack in the benefits section of the industry; however they do offer excellent customer service.

I will certainly call them again next year to check out the benefits

Hope you find this useful.

Summary: What you get when you insure