2 years on (Tesco Car Insurance)

Member Name: toontastic

Product:	Tesco Car Insurance
Date:	03/12/02 (790 review reads)
Rating:

Advantages: Cheap, No claims rewards, easy to do

Disadvantages: I could have saved an extra £1 with egg?

I decided it may be a good idea to write my report on Tescos car insurance as I go into my second year of being insured with them.

Last year whilst looking round for someone to insure my J reg Ford Fiesta 1.1 I came across Tesco. All the other insurance compaines either didn't want to know or we're looking to charge me around £1500-£2000 just for my little run around. Tesco however started off well by saying it would only cost £920 to insure me. After talking to some people they agreed it was a good deal but warned me that because Tesco were new to insurance that I should be careful. I checked everything over and it all seemed ok to I signed up as TPFT and as the second driver.

I had no problems in my first year with the car or my insurance so when the time came round to get it renewed I started to ring round again. Although the prices had come down from my first year, even as a TPFT and second driver the compaines were still looking for around the same as what I had paid for my first year at Tesco.

I then recieved my letter to ask if I wanted to renew with Tesco and the quoted price was £570 with 2 years no claims. This suprised me, no only because of the drop but because of the two years no claims. I rang up to check and they confirmed that this was correct and they were offering me that deal to keep my as a customer for another year. I mentioned the fact that egg were willing to match any offer plus knock £1 off, however they laughed this off saying that yes this may be true but staying with Tescos would allow me to keep building my no claims years up quicker and they would still be cheaper than everywhere else, plus egg might not do the same deal next year.

I was more than happy with this and so signed up straight away and hopefully I'll be able to make even more savings next year.

Summary: