Watch out for "free insurance" scam (Aprilia SR125)

Member Name: e-necco

Product:	Aprilia SR125
Date:	22/06/00 (1092 review reads)
Rating:

Advantages: Nice and fast, good handling.

Disadvantages: High fuel consumption, and don't believe on that free insurance scam.

This is a great scooter. Great handling, good brakes, great speed (up to 70 miles an hour at the M3) I just loved it... Untill the day it got stolen and I had to deal with the insurance company. When you buy the scooter, you think: Nice, free insurance, then you realise that you have to pay £400 excess to any claims, which is way higher than if you bought the insurance yourself (usually the excess on a normal policy is no more than 10% of the insured value). So, what they call free insurance, they charge you on the excess. Furthermore, my scooter was stolen after 5 months, so they were supposed to give me a brand new one, well, obviously after I pay the rip-off 400 quid excess, or to accept a cheque for what they consider the market value, less the excess... well, to make a long story short. I spent £2450 on a new scooter (the insurance policy was for £2400) and I am now receiving a cheque for £1600 from the insurers. Thnak you Aprilia for the free insurance you gave me. If I only knew, I would have insured it elsewere. There is no such thing as a free lunch, and I have to say, my insurance money will not go back to Aprilia.

Summary: