I have always been very happy with the financial advice Allied Dunbar give me. I have had a pension scheme with then for 5 years, initially simply being contracted out of "serps" and my pension has grown far quicker than the government one. They give you the opportunity to invest in different areas. Government stocks, the Far East, Europe etc. Some of the are low risk and some high, so it makes since to take more of a risk at the beginning. What particularly impressed me was that I recently suggested I might want to make voluntary contributions but I was advised against it for the time being. New legislation is being introduced that will force employers to provide access to a pension scheme and until I know what my employer will provide it is best to leave things as they are. This was very good advice and is an example of how Allied Dunbar seem to be genuinely concerned to do what is best for their customer.