Personal Pension Schemes in general Reviews

Personal pensions get a lot of bad press, particularly in the current economic climate. OK, so they aren't perfect but they do have plenty of plus sides too. For example: 1. You get tax relief on the contributions you pay in. That's a 20% or 40% return straight away depending upon your usual tax level. There are very very few ...  Read the complete review

It is safe to say that the vast majority of people and in particular those in the under thirty five bracket will fail to set aside enough money for their retirement, as our life expectancy levels get ever greater and the number of retired people grows in relation to the ppulation who are in work then we are faced with an increasing state pension ...  Read the complete review

There is a vast and unjustified hype over pensions with every professional recommending the same product to everybody despite falling annuity rates. Of course rates fluctuate and there will be excellent times to redeem pensions in the future but it is impossible to predict this 60 years in advance and there is little flexibility in terms of ...  Read the complete review

Pensions are very boring and tend to be neglected until it is too late, so I thought I would write down my thoughts on the subject. I have read quite a few articles in Sunday newspapers that would have you believe that middle-class life has a few simple rules: you should pay X% of your earnings into a pension, from an early age, ...  Read the complete review

"Pensions. Hmm, how dull. I don't really want to think about them. I mean, after all, it will be years and years before I retire, right? I've got plenty of time to save up money before then, right?" Wrong. It is never, ever too early to start paying into a pension scheme. This is something I was fortunate ...  Read the complete review

The traditional match-play knee-jerk response to the concept of the private pension was until fairly recently that it was 'a good thing'. The tide is changing somewhat now. I am one of the increasing band who think that they are a bad thing, a poor deal. I have made no significant provision whatsoever for my old age in the way of a ...  Read the complete review

I work as a Pensions Administrator, so I hav to know a lot about pensions, boring you may think! No far from it, but what is strange is that so many people think they don't need one, or worse still they can't have one. Everybody needs one and most people can have one. So have you got one? If not why not? Are ...  Read the complete review