Standard Life

Newest Review: ... products should see an end to this practice. It is the new providers like The Standard Life Bank who are leading the way with products which are competitive and crucially fair to the borrower. Interest is credited and calculated daily so you get the benefit of any overpayments immediately. You can reduce your balance by overpaying at any time which for those with endowments who are facing a shortfall in their endowment performance can reduce the capital required to balance that deficit out. If the reverse happens and you wish to increase the amount you have borrowed and need to repay you can increase it subject to an agreed limit which is e... more

Read Reviews for Standard Life

Standard Life Mortages (646 words)
by - written on 10/08/08 (Not useful, 97 readings)
Rating:

It is interesting reading the reviews how many people are dissatisfied with their mortgage provider. If I can detect a pattern it is that it is the traditional mortgage provider like the Halifax, the Bradford & Bingley about whom most people have complained. The High Street banks seem to fare just as badly. I also notice another factor is that once the mortgage provider has got your business they take you for granted and over a period of time your mortgage gets less and less competitive. It should perhaps be a warning to some of these traditional mortgage providers that the mortgage market has moved on and some of the practices which they could get away ... Read the complete review

SERPS opt-out - a con? (407 words)
by - written on 19/09/00 (Very useful, 2034 readings)
Rating:

I, like many others, contracted out of "SERPS" many years ago when recommended to do so. Just fill in the forms, and carry on working in the knowledge that your contributions are now being directed into your new "personal" fund as opposed to the state fund. Oh, if only it was that simple! I was recommended Standard Life, which i agreed to go with, and to be fair they appear very good, yearly statements pop through my door which I file away. Last year (or maybe year before) however, I took a closer look, there had been no contributions in that financial year! and this was, I think, October/November! I panicked! picked up phone and contacted ... Read the complete review

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