Would encourage everyone with a pet to look into insurance (Pet insurance)

Member Name: sarah101

Product:	Pet insurance
Date:	18/09/08 (473 review reads)
Rating:

Advantages: Peace of mind, there if something was to happen

Disadvantages: Can be expensive, will only insure up to a certain age

I have had insurance for my dog since I first bought her. Rather foolishly I just went with the company that I had been given 8 weeks free cover with from the breeder that I purchased the dog from. It was only when it was due for renewal that I shopped around and found the same bundle for much much cheaper!

I was originally with Pet Plan but when it came to renewal it was nearly £100 more than the first year - I think partly to do with the fact that after my free trial I also got an offer from my vets for 12 months for the price of 10. They did offer a good service and were always helpful and quick to send details through but it was a cover that was a little out of my price range - £260+ for a years cover.

I moved to Sainsburys Pet Insurance and was offered the same cover for life - up to £6000 per illness or treatment regardless of how long it went on for with a £75 excess. No problems with them so when it came up for renewal again recently I once again looked into a few different insurance providers and once again found Sainsburys to be the best.

It was not the cheapest, but by far not the most expensive. The reason I have stayed with them was the cover for life, or until they pay out their total which has gone up to £7000 per treatment or illness. Cheaper insurances offered a set fee for a year but once the year was up they would no longer pay for something. It also includes money for alternative treatments and behaviourist treatment as well as liability cover.

I pay around £14 a month which I am happy with. I received great customer service when I have called. Paperwork arrived quickly. As of yet I haven't needed to make a claim and hope I don't ever need to but I feel that it would be dealt with well with Sainsburys.

No matter who I go with I would look for a cover for life, not just the one year as a main point and then the cost. As long as I can insure my dog I will continue to do so.

Summary: I will get pet insurance for as long as I am able