any policy is better than no policy (Pet insurance)

Member Name: nursio

Product:	Pet insurance
Date:	06/05/09 (112 review reads)
Rating:

Advantages: peace of mind

Disadvantages: don't choose too cheap if you can afford not to

I have had pet insurance for the last ten years of my pets life and i would highly recommend it. I worked as a veterinary nurse for several years and i can honestly say that sadly those with pet insurance get a much better standard of care than those without. That is because their owners can agree to many more diagnostic tests without thought of how much it will cost. In the early years it doesn't really cost alot and the customer excesses are low, it does however rise and my ten year old dog now cost approx 30 pound a month with petplan. I know also that there are many cheaper companys than petplan but be warned there are often numerous clauses, small print and exclusions. Petplan i would highly recommend. Tesco and sainsburys were also good basic policys. Saga and Direct Line stood out as two nigtmare companies. But my basic advise is SOMETHING IS BETTER THAN NOTHING! Trust me i know first hand how big vets bills can be (although more justified than people think) and i knew many customers whos pets had ongoing conditions who had claimed thousands. Get insurance for dogs, cats and horses but don't bother with rabbits etc especially if there are exclusions covering dental prob, eye and absecesses which i would say is the three main ailments your rabbit is ever likely to get. Get any pet insured early, the longer you leave it the more exclusions will be tagged on your policy and most won't insure past 8.

Summary: consider it an essential