a must for 18-25 year olds (Money Zone, the - Debbie Harrison)

Name: Edwina Irvine

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Product:	Money Zone, the - Debbie Harrison
Date:	27/02/01 (32 review reads)
Rating:

Advantages: informative and fun to read

Disadvantages: a bit vague in places

When you start work for the first time, whether it is at 16, 18 or after University, who is there to tell you all the financial jargon about tax, pensions, mortgages, wills? I know most of don?t even want to think about it for years but it makes sense to do something sensible with your hard earned cash and I have found this book to be a financial bible!

The Money Zone doesn?t go into any particularly great detail about any of the topics I have mentioned but Debbie Harrison tells you enough about each to calm your worries and to make you feel a little more confident about you finances. There are also detailed references of where to look for more specific information about each topic.

The book has a very ?groovy? feel to it? the ghastly pink cover tells you immediately that it is aimed at the younger generation. The text, although informative, is well targeted to keep you interested and the beginning of each chapter is full of laughs?

..for instance: The Chapter on Income Tax is introduced thus:
? After reading this chapter you will? (a) realise that tax evasion can be fun, if a tad risky.
(b) explain to your parents why it?s cool tax planning for them to give you their shares,
(c) wonder how accountants ever get anyone to go to bed with them.?

The book covers most financial decisions you are going to need to make in your first few years of independence. Starting with how to cope with student loans and choosing a bank account, through to income tax, choosing a pension, buying or renting a home, investing your money, providing for children and finally to writing your will.

I found this book extremely useful for helping me to understand when and how I can afford to move out of home and live my own life? I also enjoyed reading it.

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