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Renting is a good idea
Renting a Home
Member Name: MrsC123
Renting a Home
Advantages: Can move quicker than selling, less responsibility than owning your own home
Disadvantages: Sometimes more expensive than a mortgage
Renting a home has many pro's as well as many con's. I can speak from all angles as have rented myself in the past, worked for a letting agent and am now renting out my own home whilst living with my partner.
When I rented my flat, my landlord was an angel. I lived on my own and so things like plumbing in my washing machine etc my landlord did himself. I did have a few problems with the property, but these were all sorted out with a simple phone call to my landlord who would come and sort the problem out within the week. The down side to renting I felt was that you would have to get permission to redecorate and have your plans approved and also the rent was always higher than a mortgage would have been.
When I worked as a rental agent I discovered that not all landlords were as kind and helpful as mine had been. Often the landlords would ring up on the same day that the rent was due (often at 9.15!) to ask if the tenant had been in to pay the rent. They wouldn't always be very understanding about late payments e.g. if the tenant had been in hospital. Some of the landlords would argue about every little job that would need doing, and would take their time in returing your calls in this regards. Some of the tenants were hard work too. One lady I remember wouldn't change a light bulb herself and so someone from the office would have to go down and do it or she would demand an electrician! Others would let their gardens become over grown and generally not treat the properties with the same respect as they would their own.
I am now letting my property out and have to say that my tenants are very good (gosh I hope that I haven't spoken too soon!). They always pay their rent on time, if not early and forward any post (even junk mail!) onto me. We have had a few teething problems, in that they didn't turn the water on and nearly had the agents get an emergency plumber out as the toilet didn't flush! However on the whole they are good tenants. Due to this fact I want to look after them. My agents to be fair aren't that good, still to do the three months check on the property, and never like to answer the phone or return calls. However I have maintained e-mail contact with the tenant so that if any problems do occur with the house then I know that they wont be left stranded for weeks on end.
In summary, I think that renting is a good idea. It gives you the freedom to move quickly if you should so wish, it also takes away some of the responsibilty of maintaining a property. To rent successfully you have to work with your landlord and show them that you are going to look after their investment. Respect breed respect, and therefore if you do that the landlord will look after you when something goes wrong.
Summary: Respect breeds respect
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