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I got one of these to take on holiday to India as I thought it might be easier than worrying about whether my purse was secure all the time. I think the idea behind it is good but in reality I'm not sure it was really worth getting.
It's quite large and hard to disguise under a t-shit which means that it's not much of a secret that you are wearing it which kind of defeats the point. Everyone who looks at you will know right away that you have something valuable on you and where it can be found. Then, of course, when want to buy something you then have to try and extract it from you clothing and remove you money discreetly whilst trying not to attract strange looks. Having the sting around you next all the time can be annoying, especially if it is weighed down by change etc.
It's also quite an ugly beige colour. Maybe this is to make it blend in a bit more or so that it's suitable for both men and women to buy, I'm not sure.
If you can be bothered to wear it then it will do the job it's designed for but I personally feel safer with some money in a purse, some on my person, some hidden in various pieces of luggage etc so I'm not putting all my eggs in one basket.
Since im an experinced backpacker, I know how important it is to keep your money and documents where its safe. And therefore I also know how easy it is to loose it. Here a neck wallet Can be useful. It has some downsides though if you wear thight clothes, like tanktops ect. People can see the wallet through the shirt. It also makes you sweat on the stomach which is quite uncomfortable especially in the long run. If you have long hair, the strap will get stuck in the hair all the time, which Can be pretty anoying . I would recommend spending the few extra dollars on a moneybelt, which easily can be hidden under the shorts/shirt and is much more comfortable to wear. If there is one thing you definately don't wanna do, its getting frustrated over something that plays such a big part every day on your vacation.