No pudding yet (Insure and Go)

Member Name: Cargill

Product:	Insure and Go
Date:	24/10/04 (702 review reads)
Rating:

Advantages: Good website, Tailor your options to tweak premium, Cheap

Disadvantages: I'll tell you if I ever need to claim

Ever heard someone say that the proof of the pudding is in the eating?

Well, I have been buying travel insurance for many years, and have never had the misfortune to make a claim or seek assistance. I hope very much that I never need to.
So I am writing this review not having "proof of the pudding."

There was a time when I just ticked the box offering insurance when I was booking a flight. We all knew that this was expensive, but we all did it. Since proliferation of the internet, I have found so much choice, and insure-and-go seemed perfect.

In the past, I have paid upwards of £30/40 for a couple of weeks in North America or Asia, and £95 for an annual multr-trip policy.

Insure-and-go have a really easy to use website. You can choose the duration of the policy, and see the premium increase and decrease slightly as you select/deselect options, dangerous activities, include baggage and money, double excess etc. You can even choose policies with or without the USA and Canada. I expect to travel around Africa and Asia next year, so this reduced my premium significantly.

The site accepts credit card payments, and your certificate etc is emailed as a pdf file, so you can print it straight away (useful if you need insurance at short notice)

As a result of this, I am paying a similar figure for my annual multi-trip cover as you would for a high street 2 week package. OK, I may not get all the trimmings that go with other policies, but the medical, legal, accident, repatriation awards are as good as any other, and that's what really counts.

Summary: