YOU WON'T FIND CHEAPER TRAVEL INSURANCE THAN THIS (JourneyWise.co.uk)

Member Name: snappy

Product:	JourneyWise.co.uk
Date:	31/10/01 (553 review reads)
Rating:

Advantages: quick and easy on line quotes, cheapest travel insurance around

Disadvantages: nothing

In these ‘war-torn’ and terrorist threatened times, it’s more important than ever to ensure you have Insurance when travelling abroad. OK So maybe the days are behind us when you had to take out the Travel Agents recommended (and stipulated) Insurance in order to get that great deal on a holiday, but plenty of companies charge way too much for cover.

I’ve been going on holiday abroad for well over 20 years now. I’ve never once made a claim under a Travel Insurance policy – never once! So why do we have to have them? Peace of mind, of course, because as sure as eggs are eggs, the one time you travel ‘uninsured’ that’s when you’ll have an accident, or fall seriously ill, or lose all your valuables and luggage…or of course, worse.

I used to work in a Bank many years ago and would take the Staff discount and go with the Bank’s own brand policy. Then after various companies taken out on a per trip basis, I took out an annual Worldwide insurance with the Portman. This cost me £99 for Full family cover for a year. With my sons too old to travel with us any more, I searched the net last year to see what else was on offer and came across an excellent deal from JOURNEYWISE.

They are little known Website that offers cheap, but comprehensive and well backed Travel Insurance. They also advertise (very small) in the quality weekend and Sunday newspapers too.

If you go to their site it’s pretty ‘understated’ – no bells and whistles or flashing lights. Just plain, simple and uncluttered.

You can get an instant quote (it says in “under a minute” and they are not lying) for Economy Cover or Supercover. Just click on ‘get quote’, enter the details of your journey and who you want covered. Say for example my own experience. I want ANNUAL Cover, WORLDWIDE for a couple, my Wife and I. Subject to confirming you are Reside
nts of the UK, Under 65 and in Good General Health, you move on to the next screen. Click on Multi Trip (or individual or extended stay)…World Wide (or Europe)…Self and Companion – enter your proposed start date for the policy and click ‘continue’. Hey Presto just £63! That compares pretty well to a quote my son got for his ‘All-Inclusive’ trip to Morocco earlier this Summer with just himself and his girlfriend – that was £35 EACH and just for the fortnight.

You can check and select the level of cover you require on the same screen too. On my proposed Annual Multi Trip Insurance

MEDICAL EXPENSES are covered up to £10,000,000
PERSONAL ACCIDENT up to £100,00
PERSONAL LIABILITY of £2,000,000
LEGAL EXPENSES £50,000
MISSED DEPARTURE £1,000
PERSONAL BELONGINGS £2,000
TRAVEL DELAY £300
Etc

So who are www.journeywise.co.uk? They are part of AIG Europe (American International Group Inc)

You can get an immediate Quote – Pay over the Internet by Credit card AND then they will email you your Travel Policy. Be warned, it's around 17 pages long - I said it was comprehensive!

So, Journeywise - Quick, Efficient, Inexpensive and reliable – check them out before you sign up with any other company

Summary: