Easy to use and good value (Tesco Travel Insurance)

Member Name: charliebrown

Product:	Tesco Travel Insurance
Date:	06/10/01 (911 review reads)
Rating:

Advantages: quick, cheap, good amount of cover

Disadvantages: unable to order over internet due to fault with their site

Looking for single cover travel insurance this week, I stumbled upon Tesco Travel Insurance, who were quoting me just over £40 for a week and a half visit in America. This was certainly one of the best online quotes I received, with only Asda being cheaper. However, when you look at the actual sums insured, the Tesco insurance was better value.

You get up to £5 million of health insurance, far better than teh £2 million others were quoting, and particularly important when travelling to America, whihc has some of the highest medical expenses int he world. You also then get standard amounts for other areas, such as up to £1500 for personal possesions (£250 single item limit), £500 of personal money (not travellers cheques - your cheque company will replace these if lost or stolen), cancellation of jpurney cover, curtailment of journey cover, personal accident and legal liability, delayed departure (needs to be over 12 hours), loss of passport expenses, and legal assistance.

The excesses are usually £35, which is lower than some companies who levy £50 excesses. Check these as the excess can often outweigh the value of e.g. cameras that are most likely to be lost.

I couldn't process the insurance over the internet, which refused to accept that I was over 18, despite entering my date of birth correctly! Howebver, on ringing the local phone number, the insurance was set up swiftly, and the telephone operator was very helpful and polite, with the policy arriving the next day. Great service!

Summary: