Activity Insurance. (Travel Insurance in general)

Member Name: pishton

Product:	Travel Insurance in general
Date:	29/07/00 (205 review reads)
Rating:

Advantages: Peace of mind.

Disadvantages: A little extra cost.

If, like me, you are not content to lie on a beach but prefer to do something a bit more active- beware!

Make sure you read the small print of any travel insurance before you take it out. It may not cover you for activities such as sailing, diving, snorkelling etc. These are not especially high risk persuits but a lot of the cheaper policies exempt them.

I have annual, worldwide insurance from The British Mountaineering Council. They insure all activities from snorkelling to an ascent of Everest, and are more than willing to tailor specific policies for you. They are not expensive, as they are a non profit organisation. Contact them at www.thebmc.co.uk

Even if you do not take insurance with them, consider activity insurance before heading off overseas. Injuries sustained doing very low level sports, even the rep organised 5-a-side match, may not be covered leaving you with a very expensive foriegn hostpital bill.

P.S. don't forget your E111.

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